Ford F-150 Insurance Cost in Connecticut
Official 2026 rate study for insuring a Ford F-150 in Connecticut (CT). Compare full coverage against state minimum liability (25/50/25), model year depreciation, and major carrier underwriting benchmarks.
Official Specification & Legal Compliance Records
📊 Key Statistics: Ford F-150 in Connecticut (2026)
Journalists, automotive researchers, and academic writers may cite and reuse these localized actuarial figures with attribution to AutoInsure.online.
AutoInsure.online (2026 Connecticut Auto Insurance Index)
Ford F-150 Rates by Model Year in Connecticut
Depreciation schedule calculated for Connecticut insurance premiums from 2012 to 2026.
| Model Year | Full Coverage (Annual) | Full Coverage (Monthly) | State Min Liability | Savings vs 2026 | Coverage Advice |
|---|---|---|---|---|---|
| 2026 | $1,648 | $137/mo | $58/mo | Baseline | Full Coverage (Comp + Collision) |
| 2025 | $1,586 | $132/mo | $58/mo | -4% | Full Coverage (Comp + Collision) |
| 2024 | $1,528 | $127/mo | $59/mo | -7% | Full Coverage (Comp + Collision) |
| 2023 | $1,473 | $123/mo | $59/mo | -11% | Full Coverage (Comp + Collision) |
| 2022 | $1,423 | $119/mo | $60/mo | -14% | Full Coverage (Comp + Collision) |
| 2021 | $1,375 | $115/mo | $61/mo | -17% | Full Coverage ($1,000 Deductible) |
| 2020 | $1,331 | $111/mo | $61/mo | -19% | Full Coverage ($1,000 Deductible) |
| 2019 | $1,289 | $107/mo | $62/mo | -22% | Full Coverage ($1,000 Deductible) |
| 2018 | $1,250 | $104/mo | $62/mo | -24% | Full Coverage ($1,000 Deductible) |
| 2017 | $1,214 | $101/mo | $63/mo | -26% | Consider 10% Rule (Liability Only) |
| 2016 | $1,180 | $98/mo | $63/mo | -28% | Consider 10% Rule (Liability Only) |
| 2015 | $1,148 | $96/mo | $64/mo | -30% | Consider 10% Rule (Liability Only) |
| 2014 | $1,119 | $93/mo | $65/mo | -32% | Consider 10% Rule (Liability Only) |
| 2013 | $1,091 | $91/mo | $65/mo | -34% | Consider 10% Rule (Liability Only) |
| 2012 | $1,065 | $89/mo | $66/mo | -35% | Consider 10% Rule (Liability Only) |
Ford F-150 Rates by Driver Age in Connecticut
Actuarial loss-cost surcharges and discounts applied by Connecticut carriers based on driver experience.
Estimated Quotes by Carrier: Ford F-150 in Connecticut
Sample underwriting benchmarks across major carriers serving Connecticut drivers.
| Insurance Carrier | A.M. Best Rating | Estimated Monthly | Estimated Annual | Action |
|---|---|---|---|---|
| State Farm | A++ | $144/mo | $1,728/yr | |
| Progressive | A+ | $123/mo | $1,476/yr | |
| GEICO | A++ | $134/mo | $1,608/yr | |
| Allstate | A+ | $142/mo | $1,704/yr |
Frequently Asked Questions: Ford F-150 Insurance in Connecticut
How much does it cost to insure a Ford F-150 in Connecticut? ▾
Full-coverage car insurance for a Ford F-150 in Connecticut averages approximately $137 per month ($1,648 per year). Drivers opting for statutory state minimum liability (25/50/25) pay approximately $58 per month ($692 per year).
Is Ford F-150 insurance cheaper or more expensive in Connecticut? ▾
The Ford F-150 is approximately 19.6% cheaper than the statewide average vehicle insurance rate of $2,050/year in Connecticut. Its Moderate actuarial risk classification and 5-star crash safety rating help keep physical damage loss ratios stable.
What are the legal minimum insurance requirements for a Ford F-150 in Connecticut? ▾
Under Connecticut insurance statutes, any motor vehicle registered in the state must carry at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage liability (25/50/25).
How much does a 16-year-old pay to insure a Ford F-150 in Connecticut? ▾
A 16-year-old teen driver on a standalone policy pays approximately $343/month ($4,120/year) for full coverage in Connecticut. Parents can substantially lower this surcharge by adding the young driver to a family multi-car policy and submitting good student grade transcripts.
When should I drop full coverage on an older Ford F-150 in Connecticut? ▾
Apply the actuarial 10% Rule: if the annual cost of comprehensive and collision coverage exceeds 10% of your vehicle's actual cash value (ACV), consider switching to state minimum liability only. In Connecticut, this typically occurs around model year 2018 or older.
Compare Ford F-150 Insurance Across Other States
See how insurance rates for the Ford F-150 vary across different state statutory jurisdictions.