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2026 Localized Actuarial Study

Hyundai Ioniq 6 Insurance Cost in Nevada

Official 2026 rate study for insuring a Hyundai Ioniq 6 in Nevada (NV). Compare full coverage against state minimum liability (25/50/20), model year depreciation, and major carrier underwriting benchmarks.

Model Year Rates (2012–2026)
Full Coverage Average
$167/mo
$2,000 / year in Nevada
State Minimum Liability (25/50/20)
$70/mo
$840 / year (Statutory Minimum)
16-Year-Old Teen Driver
$417/mo
$5,000 / year (Standalone Policy)
Nevada Actuarial Rate Benchmark

📊 Key Statistics: Hyundai Ioniq 6 in Nevada (2026)

Journalists, automotive researchers, and academic writers may cite and reuse these localized actuarial figures with attribution to AutoInsure.online.

Nevada Avg Full Coverage: $2,000/yr ($167/mo)
State Minimum Liability: $840/yr ($70/mo)
Statutory Minimum Limits: 25/50/20
Variance vs State Baseline: 21.3% below Nevada average
Teen Driver Rate (Age 16): $5,000/yr ($417/mo)
NHTSA Safety Rating: 5 / 5 Stars
Actuarial Risk Tier: Moderate
State Benchmark Baseline: $2,540/yr (All Vehicles)
Suggested Media Attribution: AutoInsure.online (2026 Nevada Auto Insurance Index)
Dataset ID: AIO-MAT-53AAF32D-2026

Hyundai Ioniq 6 Rates by Model Year in Nevada

Depreciation schedule calculated for Nevada insurance premiums from 2012 to 2026.

2012–2026 Depreciation Curve
Model Year Full Coverage (Annual) Full Coverage (Monthly) State Min Liability Savings vs 2026 Coverage Advice
2026 $2,000 $167/mo $70/mo Baseline Full Coverage (Comp + Collision)
2025 $1,925 $160/mo $71/mo -4% Full Coverage (Comp + Collision)
2024 $1,854 $155/mo $71/mo -7% Full Coverage (Comp + Collision)
2023 $1,788 $149/mo $72/mo -11% Full Coverage (Comp + Collision)
2022 $1,727 $144/mo $73/mo -14% Full Coverage (Comp + Collision)
2021 $1,669 $139/mo $74/mo -17% Full Coverage ($1,000 Deductible)
2020 $1,615 $135/mo $74/mo -19% Full Coverage ($1,000 Deductible)
2019 $1,565 $130/mo $75/mo -22% Full Coverage ($1,000 Deductible)
2018 $1,518 $127/mo $76/mo -24% Full Coverage ($1,000 Deductible)
2017 $1,474 $123/mo $76/mo -26% Consider 10% Rule (Liability Only)
2016 $1,432 $119/mo $77/mo -28% Consider 10% Rule (Liability Only)
2015 $1,394 $116/mo $78/mo -30% Consider 10% Rule (Liability Only)
2014 $1,358 $113/mo $78/mo -32% Consider 10% Rule (Liability Only)
2013 $1,324 $110/mo $79/mo -34% Consider 10% Rule (Liability Only)
2012 $1,293 $108/mo $80/mo -35% Consider 10% Rule (Liability Only)

Hyundai Ioniq 6 Rates by Driver Age in Nevada

Actuarial loss-cost surcharges and discounts applied by Nevada carriers based on driver experience.

High Risk Surcharge
Age 16 (Teen Driver)
$417/mo
$5,000 per year
Elevated Risk
Age 18–19 (Young Driver)
$317/mo
$3,800 per year
Moderate Risk
Age 21–24 (Young Adult)
$225/mo
$2,700 per year
Standard Baseline
Age 25–40 (Prime Adult)
$167/mo
$2,000 per year
Lowest Loss Cost Tier
Age 45–60 (Mature Driver)
$147/mo
$1,760 per year
Low Risk
Age 65+ (Senior Driver)
$158/mo
$1,900 per year

Estimated Quotes by Carrier: Hyundai Ioniq 6 in Nevada

Sample underwriting benchmarks across major carriers serving Nevada drivers.

Insurance Carrier A.M. Best Rating Estimated Monthly Estimated Annual Action
State Farm A++ $162/mo $1,944/yr
Progressive A+ $177/mo $2,124/yr
GEICO A++ $157/mo $1,884/yr
Allstate A+ $167/mo $2,004/yr

Frequently Asked Questions: Hyundai Ioniq 6 Insurance in Nevada

How much does it cost to insure a Hyundai Ioniq 6 in Nevada? ▾

Full-coverage car insurance for a Hyundai Ioniq 6 in Nevada averages approximately $167 per month ($2,000 per year). Drivers opting for statutory state minimum liability (25/50/20) pay approximately $70 per month ($840 per year).

Is Hyundai Ioniq 6 insurance cheaper or more expensive in Nevada? ▾

The Hyundai Ioniq 6 is approximately 21.3% cheaper than the statewide average vehicle insurance rate of $2,540/year in Nevada. Its Moderate actuarial risk classification and 5-star crash safety rating help keep physical damage loss ratios stable.

What are the legal minimum insurance requirements for a Hyundai Ioniq 6 in Nevada? ▾

Under Nevada insurance statutes, any motor vehicle registered in the state must carry at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $20,000 property damage liability (25/50/20).

How much does a 16-year-old pay to insure a Hyundai Ioniq 6 in Nevada? ▾

A 16-year-old teen driver on a standalone policy pays approximately $417/month ($5,000/year) for full coverage in Nevada. Parents can substantially lower this surcharge by adding the young driver to a family multi-car policy and submitting good student grade transcripts.

When should I drop full coverage on an older Hyundai Ioniq 6 in Nevada? ▾

Apply the actuarial 10% Rule: if the annual cost of comprehensive and collision coverage exceeds 10% of your vehicle's actual cash value (ACV), consider switching to state minimum liability only. In Nevada, this typically occurs around model year 2018 or older.

Compare Hyundai Ioniq 6 Insurance Across Other States

See how insurance rates for the Hyundai Ioniq 6 vary across different state statutory jurisdictions.

2026 Live Rate Comparison

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