Hyundai Ioniq 6 Insurance Cost in Tennessee
Official 2026 rate study for insuring a Hyundai Ioniq 6 in Tennessee (TN). Compare full coverage against state minimum liability (25/50/25), model year depreciation, and major carrier underwriting benchmarks.
Official Specification & Legal Compliance Records
📊 Key Statistics: Hyundai Ioniq 6 in Tennessee (2026)
Journalists, automotive researchers, and academic writers may cite and reuse these localized actuarial figures with attribution to AutoInsure.online.
AutoInsure.online (2026 Tennessee Auto Insurance Index)
Hyundai Ioniq 6 Rates by Model Year in Tennessee
Depreciation schedule calculated for Tennessee insurance premiums from 2012 to 2026.
| Model Year | Full Coverage (Annual) | Full Coverage (Monthly) | State Min Liability | Savings vs 2026 | Coverage Advice |
|---|---|---|---|---|---|
| 2026 | $1,386 | $116/mo | $49/mo | Baseline | Full Coverage (Comp + Collision) |
| 2025 | $1,334 | $111/mo | $49/mo | -4% | Full Coverage (Comp + Collision) |
| 2024 | $1,285 | $107/mo | $50/mo | -7% | Full Coverage (Comp + Collision) |
| 2023 | $1,239 | $103/mo | $50/mo | -11% | Full Coverage (Comp + Collision) |
| 2022 | $1,196 | $100/mo | $50/mo | -14% | Full Coverage (Comp + Collision) |
| 2021 | $1,157 | $96/mo | $51/mo | -17% | Full Coverage ($1,000 Deductible) |
| 2020 | $1,119 | $93/mo | $51/mo | -19% | Full Coverage ($1,000 Deductible) |
| 2019 | $1,084 | $90/mo | $52/mo | -22% | Full Coverage ($1,000 Deductible) |
| 2018 | $1,052 | $88/mo | $52/mo | -24% | Full Coverage ($1,000 Deductible) |
| 2017 | $1,021 | $85/mo | $53/mo | -26% | Consider 10% Rule (Liability Only) |
| 2016 | $993 | $83/mo | $53/mo | -28% | Consider 10% Rule (Liability Only) |
| 2015 | $966 | $81/mo | $54/mo | -30% | Consider 10% Rule (Liability Only) |
| 2014 | $941 | $78/mo | $54/mo | -32% | Consider 10% Rule (Liability Only) |
| 2013 | $918 | $77/mo | $55/mo | -34% | Consider 10% Rule (Liability Only) |
| 2012 | $896 | $75/mo | $55/mo | -35% | Consider 10% Rule (Liability Only) |
Hyundai Ioniq 6 Rates by Driver Age in Tennessee
Actuarial loss-cost surcharges and discounts applied by Tennessee carriers based on driver experience.
Estimated Quotes by Carrier: Hyundai Ioniq 6 in Tennessee
Sample underwriting benchmarks across major carriers serving Tennessee drivers.
| Insurance Carrier | A.M. Best Rating | Estimated Monthly | Estimated Annual | Action |
|---|---|---|---|---|
| State Farm | A++ | $119/mo | $1,428/yr | |
| Progressive | A+ | $125/mo | $1,500/yr | |
| GEICO | A++ | $113/mo | $1,356/yr | |
| Allstate | A+ | $123/mo | $1,476/yr |
Frequently Asked Questions: Hyundai Ioniq 6 Insurance in Tennessee
How much does it cost to insure a Hyundai Ioniq 6 in Tennessee? ▾
Full-coverage car insurance for a Hyundai Ioniq 6 in Tennessee averages approximately $116 per month ($1,386 per year). Drivers opting for statutory state minimum liability (25/50/25) pay approximately $49 per month ($582 per year).
Is Hyundai Ioniq 6 insurance cheaper or more expensive in Tennessee? ▾
The Hyundai Ioniq 6 is approximately 21.3% cheaper than the statewide average vehicle insurance rate of $1,760/year in Tennessee. Its Moderate actuarial risk classification and 5-star crash safety rating help keep physical damage loss ratios stable.
What are the legal minimum insurance requirements for a Hyundai Ioniq 6 in Tennessee? ▾
Under Tennessee insurance statutes, any motor vehicle registered in the state must carry at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage liability (25/50/25).
How much does a 16-year-old pay to insure a Hyundai Ioniq 6 in Tennessee? ▾
A 16-year-old teen driver on a standalone policy pays approximately $289/month ($3,465/year) for full coverage in Tennessee. Parents can substantially lower this surcharge by adding the young driver to a family multi-car policy and submitting good student grade transcripts.
When should I drop full coverage on an older Hyundai Ioniq 6 in Tennessee? ▾
Apply the actuarial 10% Rule: if the annual cost of comprehensive and collision coverage exceeds 10% of your vehicle's actual cash value (ACV), consider switching to state minimum liability only. In Tennessee, this typically occurs around model year 2018 or older.
Compare Hyundai Ioniq 6 Insurance Across Other States
See how insurance rates for the Hyundai Ioniq 6 vary across different state statutory jurisdictions.