Subaru Impreza Insurance Cost in Utah
Official 2026 rate study for insuring a Subaru Impreza in Utah (UT). Compare full coverage against state minimum liability (25/65/15), model year depreciation, and major carrier underwriting benchmarks.
Official Specification & Legal Compliance Records
📊 Key Statistics: Subaru Impreza in Utah (2026)
Journalists, automotive researchers, and academic writers may cite and reuse these localized actuarial figures with attribution to AutoInsure.online.
AutoInsure.online (2026 Utah Auto Insurance Index)
Subaru Impreza Rates by Model Year in Utah
Depreciation schedule calculated for Utah insurance premiums from 2012 to 2026.
| Model Year | Full Coverage (Annual) | Full Coverage (Monthly) | State Min Liability | Savings vs 2026 | Coverage Advice |
|---|---|---|---|---|---|
| 2026 | $1,158 | $97/mo | $41/mo | Baseline | Full Coverage (Comp + Collision) |
| 2025 | $1,114 | $93/mo | $41/mo | -4% | Full Coverage (Comp + Collision) |
| 2024 | $1,073 | $89/mo | $41/mo | -7% | Full Coverage (Comp + Collision) |
| 2023 | $1,035 | $86/mo | $42/mo | -11% | Full Coverage (Comp + Collision) |
| 2022 | $1,000 | $83/mo | $42/mo | -14% | Full Coverage (Comp + Collision) |
| 2021 | $966 | $81/mo | $43/mo | -17% | Full Coverage ($1,000 Deductible) |
| 2020 | $935 | $78/mo | $43/mo | -19% | Full Coverage ($1,000 Deductible) |
| 2019 | $906 | $76/mo | $43/mo | -22% | Full Coverage ($1,000 Deductible) |
| 2018 | $879 | $73/mo | $44/mo | -24% | Full Coverage ($1,000 Deductible) |
| 2017 | $853 | $71/mo | $44/mo | -26% | Consider 10% Rule (Liability Only) |
| 2016 | $829 | $69/mo | $45/mo | -28% | Consider 10% Rule (Liability Only) |
| 2015 | $807 | $67/mo | $45/mo | -30% | Consider 10% Rule (Liability Only) |
| 2014 | $786 | $66/mo | $45/mo | -32% | Consider 10% Rule (Liability Only) |
| 2013 | $766 | $64/mo | $46/mo | -34% | Consider 10% Rule (Liability Only) |
| 2012 | $748 | $62/mo | $46/mo | -35% | Consider 10% Rule (Liability Only) |
Subaru Impreza Rates by Driver Age in Utah
Actuarial loss-cost surcharges and discounts applied by Utah carriers based on driver experience.
Estimated Quotes by Carrier: Subaru Impreza in Utah
Sample underwriting benchmarks across major carriers serving Utah drivers.
| Insurance Carrier | A.M. Best Rating | Estimated Monthly | Estimated Annual | Action |
|---|---|---|---|---|
| State Farm | A++ | $101/mo | $1,212/yr | |
| Progressive | A+ | $96/mo | $1,152/yr | |
| GEICO | A++ | $89/mo | $1,068/yr | |
| Allstate | A+ | $99/mo | $1,188/yr |
Frequently Asked Questions: Subaru Impreza Insurance in Utah
How much does it cost to insure a Subaru Impreza in Utah? ▾
Full-coverage car insurance for a Subaru Impreza in Utah averages approximately $97 per month ($1,158 per year). Drivers opting for statutory state minimum liability (25/65/15) pay approximately $41 per month ($486 per year).
Is Subaru Impreza insurance cheaper or more expensive in Utah? ▾
The Subaru Impreza is approximately 33.8% cheaper than the statewide average vehicle insurance rate of $1,750/year in Utah. Its Low actuarial risk classification and 5-star crash safety rating help keep physical damage loss ratios stable.
What are the legal minimum insurance requirements for a Subaru Impreza in Utah? ▾
Under Utah insurance statutes, any motor vehicle registered in the state must carry at least $25,000 bodily injury per person, $65,000 bodily injury per accident, and $15,000 property damage liability (25/65/15), plus mandatory Personal Injury Protection (PIP) of at least $3,000.
How much does a 16-year-old pay to insure a Subaru Impreza in Utah? ▾
A 16-year-old teen driver on a standalone policy pays approximately $241/month ($2,895/year) for full coverage in Utah. Parents can substantially lower this surcharge by adding the young driver to a family multi-car policy and submitting good student grade transcripts.
When should I drop full coverage on an older Subaru Impreza in Utah? ▾
Apply the actuarial 10% Rule: if the annual cost of comprehensive and collision coverage exceeds 10% of your vehicle's actual cash value (ACV), consider switching to state minimum liability only. In Utah, this typically occurs around model year 2018 or older.
Compare Subaru Impreza Insurance Across Other States
See how insurance rates for the Subaru Impreza vary across different state statutory jurisdictions.