Hyundai Ioniq 6 Insurance Cost in Rhode Island
Official 2026 rate study for insuring a Hyundai Ioniq 6 in Rhode Island (RI). Compare full coverage against state minimum liability (25/50/25), model year depreciation, and major carrier underwriting benchmarks.
Official Specification & Legal Compliance Records
📊 Key Statistics: Hyundai Ioniq 6 in Rhode Island (2026)
Journalists, automotive researchers, and academic writers may cite and reuse these localized actuarial figures with attribution to AutoInsure.online.
AutoInsure.online (2026 Rhode Island Auto Insurance Index)
Hyundai Ioniq 6 Rates by Model Year in Rhode Island
Depreciation schedule calculated for Rhode Island insurance premiums from 2012 to 2026.
| Model Year | Full Coverage (Annual) | Full Coverage (Monthly) | State Min Liability | Savings vs 2026 | Coverage Advice |
|---|---|---|---|---|---|
| 2026 | $1,763 | $147/mo | $62/mo | Baseline | Full Coverage (Comp + Collision) |
| 2025 | $1,697 | $141/mo | $62/mo | -4% | Full Coverage (Comp + Collision) |
| 2024 | $1,634 | $136/mo | $63/mo | -7% | Full Coverage (Comp + Collision) |
| 2023 | $1,576 | $131/mo | $64/mo | -11% | Full Coverage (Comp + Collision) |
| 2022 | $1,522 | $127/mo | $64/mo | -14% | Full Coverage (Comp + Collision) |
| 2021 | $1,471 | $123/mo | $65/mo | -17% | Full Coverage ($1,000 Deductible) |
| 2020 | $1,424 | $119/mo | $65/mo | -19% | Full Coverage ($1,000 Deductible) |
| 2019 | $1,379 | $115/mo | $66/mo | -22% | Full Coverage ($1,000 Deductible) |
| 2018 | $1,338 | $112/mo | $67/mo | -24% | Full Coverage ($1,000 Deductible) |
| 2017 | $1,299 | $108/mo | $67/mo | -26% | Consider 10% Rule (Liability Only) |
| 2016 | $1,262 | $105/mo | $68/mo | -28% | Consider 10% Rule (Liability Only) |
| 2015 | $1,228 | $102/mo | $68/mo | -30% | Consider 10% Rule (Liability Only) |
| 2014 | $1,197 | $100/mo | $69/mo | -32% | Consider 10% Rule (Liability Only) |
| 2013 | $1,167 | $97/mo | $70/mo | -34% | Consider 10% Rule (Liability Only) |
| 2012 | $1,139 | $95/mo | $70/mo | -35% | Consider 10% Rule (Liability Only) |
Hyundai Ioniq 6 Rates by Driver Age in Rhode Island
Actuarial loss-cost surcharges and discounts applied by Rhode Island carriers based on driver experience.
Estimated Quotes by Carrier: Hyundai Ioniq 6 in Rhode Island
Sample underwriting benchmarks across major carriers serving Rhode Island drivers.
| Insurance Carrier | A.M. Best Rating | Estimated Monthly | Estimated Annual | Action |
|---|---|---|---|---|
| State Farm | A++ | $151/mo | $1,812/yr | |
| Progressive | A+ | $132/mo | $1,584/yr | |
| GEICO | A++ | $132/mo | $1,584/yr | |
| Allstate | A+ | $151/mo | $1,812/yr |
Frequently Asked Questions: Hyundai Ioniq 6 Insurance in Rhode Island
How much does it cost to insure a Hyundai Ioniq 6 in Rhode Island? ▾
Full-coverage car insurance for a Hyundai Ioniq 6 in Rhode Island averages approximately $147 per month ($1,763 per year). Drivers opting for statutory state minimum liability (25/50/25) pay approximately $62 per month ($740 per year).
Is Hyundai Ioniq 6 insurance cheaper or more expensive in Rhode Island? ▾
The Hyundai Ioniq 6 is approximately 21.3% cheaper than the statewide average vehicle insurance rate of $2,240/year in Rhode Island. Its Moderate actuarial risk classification and 5-star crash safety rating help keep physical damage loss ratios stable.
What are the legal minimum insurance requirements for a Hyundai Ioniq 6 in Rhode Island? ▾
Under Rhode Island insurance statutes, any motor vehicle registered in the state must carry at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage liability (25/50/25).
How much does a 16-year-old pay to insure a Hyundai Ioniq 6 in Rhode Island? ▾
A 16-year-old teen driver on a standalone policy pays approximately $367/month ($4,408/year) for full coverage in Rhode Island. Parents can substantially lower this surcharge by adding the young driver to a family multi-car policy and submitting good student grade transcripts.
When should I drop full coverage on an older Hyundai Ioniq 6 in Rhode Island? ▾
Apply the actuarial 10% Rule: if the annual cost of comprehensive and collision coverage exceeds 10% of your vehicle's actual cash value (ACV), consider switching to state minimum liability only. In Rhode Island, this typically occurs around model year 2018 or older.
Compare Hyundai Ioniq 6 Insurance Across Other States
See how insurance rates for the Hyundai Ioniq 6 vary across different state statutory jurisdictions.